In partnership with
Need help paying for college?
Get lower-cost loans through Juno.
Scholarship GPS has partnered with Juno so your family can borrow for less.
This school year
Winter or Spring 2027
Our negotiated deals are live for second semester. Check your rate in 2 minutes.
Next school year
Starting Fall 2027
Rates are being negotiated now. Join the group and we'll email you in June 2027.
100% free
Takes 2 minutes
No impact to credit score
How it Works
We gather groups of students and get top lenders to give us bulk discounts.
ALL YEAR
You sign up.
Tell us a little bit about yourself and help us grow our negotiating power by spreading the word.
EARLY-MAY
We run a bid.
Using the power of your voices, we make lenders compete for our collective business. New Juno members are still welcome during this time!
MAY
We share.
We share the negotiated deals with you and you can decide to use it or not.
There’s no commitment.
How we save you money
Through the power of 298,000+ members
Our collective voices hold so much strength at the negotiating table. Thanks to this, whenever we talk to lenders, we have a ton of leverage to get our community better deals.
Lenders want our collective business
Financial institutions want to lend money. More volume, even if the volume is getting a better deal, is better for them. And better rates is better for you. It’s a rare win win.
Our Journey
We’re committed to saving students money
Our founders Nikhil and Chris started Juno in 2018 when they were shopping around for loans for Harvard Business School.
They gathered a group of 700 people who needed loans together. Then, they got a dozen lenders to bid on the rates they would offer to members of the group.
They realized that lenders are willing to offer discounts to large, diverse groups that they would not otherwise offer to individuals.
Now, we’re running another round of negotiations for fall 2026!
Free, Fast and Easy
Signing up is free and takes less than 2 minutes. Joining never affects your credit score.
Better Deals
Months of research and the competitive process ensure that our members get the best rates in the market. You’re always free to compare yourself!
Together
Invite those you care about and help the negotiation be successful. The larger the group, the better our chances of success. You'll also get rewarded for helping grow our community.
Transparent
We will keep you informed through the entire process so you can make informed decisions.