Undergraduate Resources Hub

Everything you need to make smarter decisions about paying for undergraduate school. Explore tools, guides, and expert insights on loans, rates, repayment, and key policy changes.

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Most Popular Resources

New Federal Loan Rules

Federal loan programs are being limited for new undergraduate students. Learn how these changes may impact your funding options and costs.

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The Complete Undergraduate Loan Guide

A comprehensive guide to undergraduate loans, covering costs, credit basics, interest rates, and how to choose a lender.

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Private vs Federal PLUS Loan Comparison Tool

See how Parent PLUS loans stack up against private options to find the most affordable way to fund college.

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Undergraduate Loan Frequently Asked Questions

Expert answers to common undergraduate loan questions, all in one place.


Does Juno replace federal aid?
No, Juno is typically used in combination with federal aid or after federal options are exhausted.

Can parents refinance Parent PLUS loans through Juno?
Yes, Parent PLUS loans can be refinanced through Juno. Though refinance rates can be significantly lower than the PLUS interest rate, we recommend meeting with one of our experts to ensure giving up the federal protections of federal loans is the right choice for your personal situation.

Are rates higher than for grad students?
Often yes, due to lower income expectations, but Juno helps to reduce the gap.

Is a parent cosigner required?
Almost always, especially for traditional undergraduates.

Does Juno work with undergraduate students?
Yes, we work with high school seniors, and current undergraduate students and their families supplementing federal aid.

Is there any cost to join Juno?
No, Juno is free for all high school and undergraduate students.

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