A Sneak Peek
|5 Years||1.24% - 5.65%|
|7 Years||3.65% - 5.75%|
|10 Years||2.64% - 5.80%|
|12 Years||3.95% - 6.10%|
|15 Years||2.84% - 6.50%|
APRs include Auto Pay rate reduction where applicable3
We give you at least 0.5% of your loan amount back when you use one of your negotiated deals
What are Juno Rewards?
How are the rewards calculated?
When will I receive Juno rewards?
How does this compare to rates from other lenders?
To compare rates, you can apply to several lenders and receive your personalized quote. Then, you can compare the quotes to decide which one is best for you. Don't forget to consider Federal student loans before any private student loans.
Students Sign up
Students join the Juno Student Loan Negotiation Group for free.
Lenders compete for your business by offering lower rate options for us to evaluate.
💵 Deal is now available!
Members apply directly to the lender offering the lowes rates exclusively via Juno.
Juno took so much of the stress out of financing my education.
MIT - 2021
Benefits of the negotiated deal
- Lower Rates (Options available based on lender)
- Option for Juno cash reward
- No Fees (No Application, No Origination and No Prepayment Fees)5
How does Juno make money?
What is the disbursement timing?
Can I increase the loan amount later?
Why do we have multiple partners this year?
Does my income now influence the rates I would get for the loans?
When does interest begin accruing?
If your school splits up the loan on a semester basis, which is common, then you would only begin accruing interest on the portion that is disbursed rather than the full amount. So if you took out $80,000 – $40,000 for the fall, and $40,000 for the spring, then you would only begin accruing interest on the first $40,000 in the fall when initially disbursed. When the latter portion is disbursed in the spring, you would then accrue interest on the full $80,000.
Thousands of members helped us get here
Thanks to our community, we’ve successfully negotiated a deal for our members. Now, you’re free to join and access those same options.Check my rate
We got Answers.
We understand that student loans and our negotiation process can be complicated.
Please ask us any and all questions you have.
As a founder of Juno, I check firstname.lastname@example.org more frequently than my personal email.