Need a loan for Grad School?

Juno is negotiating for 5,691 grad students seeking $353M in student loans!

The more people who sign up, the better our deals.

Access the deal
  • Free for you - How?
  • It takes <1 minute to join
  • No commitment

Need a loan right now?

We've got an option from last year's group you can use. Check it out!
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How it Works

We gather groups of students and get top lenders to give us bulk discounts.

How it Works

You sign up.

Tell us a little bit about yourself and help us grow our negotiating power by spreading the word.

April - May

We run a bid.

Using the power of your voices, we make lenders compete for our collective business.


We compare.

We share the negotiated deals with you and you can decide to use it or not.

There’s no commitment.

How we save you money

Auction Paddles & Gavel
Through the power of 80,000+ members

Our collective voices hold so much strength at the negotiating table. Thanks to this, whenever we talk to lenders, we have a ton of leverage to get our community better deals.

Refinance with a Check
Lenders want our collective business

Financial institutions want to lend money. More volume, even if the volume is getting reduced interest rates, is better for them. And better rates is better for you. It’s a rare win win.

Estimated Savings for Juno Members

Select your loan amount to see estimated savings for the repayment plan and rate type similar to Grad PLUS loans.

Enter Loan amount:
Estimated Savings:

$0 - $0

The calculation above is for a loan with a 10 year loan term, a fully deferred repayment plan and a fixed interest rate loan applied for without a co-signer for a program with two years left prior to graduation. This calculator is a tool to help you visualize repayment options for student loans based on various loan amount scenarios provided by you. The information on this page is presented for general personal finance education and it is not intended to provide legal, financial, or tax advice. The accuracy of the calculated results is not guaranteed, and the results are intended for illustrative purposes only. This calculator does not indicate whether you would qualify for a loan, and the interest rate you are approved for you may be higher than the options shown in this calculator if you do qualify. Note that the outputs of the calculator may not align with loan agreement terms due to several factors, such as your repayment schedule, the interest rate approved for you, whether you end up choosing a fixed or variable interest rate upon approval, the timing of disbursements, co-signers and time left for graduation. In addition, if you choose a variable interest rate loan, which is not represented in this calculator, your actual savings over time may be less, and may even be negative, if your variable interest rate increases.

Students on a bench in a park

Why you should trust us

We’re committed to saving students money

Our founders Nikhil and Chris started Juno a few years ago when they were shopping around for loans for Harvard Business School.

They gathered a group of 700 people who needed loans together. Then, they got a dozen lenders to bid on the rates they would offer to members of the group.

They realized that lenders are willing to offer discounts to large, diverse groups that they would not otherwise offer to individuals.

Now, we’re running another round of negotiations for fall 2022!

Free, Fast and Easy

Signing up is free and takes less than 2 minutes. We don’t need any money from you and there is no commitment.

Better Deals

We promise not to make any money unless we are able to save you money. We’ll work very hard to maximize your savings.


Invite those you care about and help the negotiation be successful. The larger the group, the better our chances of success. Get rewarded for helping the group succeed.


We will keep you informed through the entire process so you can make informed decisions about your lending options.

Testimonials from Juno Members

Here are real stories about how Juno
helped our community save money.

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