Better MBA Student Loans — Negotiated by MBAs, for MBAs.

For 7 years, Juno has been the most popular way to finance an MBA at top business schools. With Federal Loans capped at just $20,500/year, but cost of attendance topping $120,000+, MBAs face huge funding gaps. Join Juno’s free waitlist to access the best private loan deals in the market.

100% Free

Takes 2 Minutes

Soft credit check only (no impact to score)

No obligation

Reserve Your Spot Free


We'll email you when negotiated rates are available (June 2026). Unsubscribe anytime.

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Why MBA Students Need Juno in 2026

New Federal Limit*

$50,000/year

*Per the College Cost Reduction Act (H.R. 6951), graduate borrowing will be capped at $50,000/year and $200,000 lifetime. Read the legislation →

Average Cost of Top MBA Programs:

$100,000–$120,000+ total cost of attendance

Many top MBA students need $80,000–$100,000+ in private loans

Federal loans cover only a fraction of MBA costs. Private loans are essential — and negotiating as a group ensures you don’t overpay.

What Juno Negotiates for
MBA Students

Benefit
What It Means for You
Lower Rates
Past years: median ~1.5% lower than going direct
Cash Back
% of your loan back as a Negotiating Benefit
Increased Eligibility
Loans without a cosigner or current income
Rate Match Guarantee
Find a lower rate? Juno negotiates to match it + add a bonus
Plus the Usual
No origination fees, no prepayment penalties, flexible deferment while in school

Negotiated benefits in past years. The 2026 group benefits are yet to be determined.

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How Juno Helps MBA Students

Think of it this way

Think of it this way: Business schools negotiate career services and recruiting access on behalf of the entire class. No individual could do that alone. That’s exactly what Juno does for student loans.

We bring together thousands of MBA students and tell lenders: “If you want access to this group, you need to offer terms that actually work for future business leaders.”

The Power of Numbers

232,929+

graduate students have already joined Juno

$1 billion+

in loans negotiated

Juno is already the #1 loan option at top MBA programs worldwide

Founded by MBAs at Harvard Business School

Founded by MBAs at Harvard Business School — built for MBA students, now serving graduate programs everywhere.

Free, MBA-Specific Support

  • Personalized consultations to compare federal vs. private loan mix
  • Tools for repayment and refinancing planning after graduation
  • Ongoing updates on rates and offers through your program

Your Path to Better
Loan Terms

Federal loan limits aren't keeping up with MBA school costs.

How it works

01

Join free

Takes 30 seconds, no credit check

02

We negotiate

Lenders compete for your business

03

You Choose

Review options with zero obligation

Your 2026 timeline

Now – May '26

Build our group

Join the waitlist early for maximum leverage

Spring '26

Negotiate terms

Juno runs competitive bidding process

June '26

Share options

You review and decide

July - Aug '26

Start school

Loans disburse after certification

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Business Student Problems
We're Solving

Problem

⚠️ Federal loans barely make a dent in MBA tuition.

Full MBA Coverage

Juno negotiates large private loans to cover up to the full cost of attendance.

Problem

⚠️ Lenders require cosigners or proof of income.

Admission Equals Credit

Juno negotiates for acceptance letter = creditworthiness.

Problem

⚠️ Rates and fees stack up.

Lower Rates, No Fees

Juno delivers lower rates, no fees, and cash back.

Problem

⚠️ Students waste time shopping dozens of lenders.

One-Stop Loan Shop

Juno is a one-stop shop: compare lenders side by side, with exclusive deals.

Massachusetts Institute of Technology (MIT) Logo

1,516 Juno members

Stanford University (GSB, Undergrad, etc.) Logo

1,533 Juno members

University of Michigan Logo

1,606 Juno members

Columbia University in the City of New York Logo

1,985 Juno members

University of California, Los Angeles (UCLA) Logo

1,174 Juno members

University of Pennsylvania (Wharton, Perelman, Undergrad, etc.) Logo

3,132 Juno members

University of Chicago (Booth, Pritzker, Undergrad, etc.) Logo

3,321 Juno members

Duke University Logo

1,378 Juno members

Northwestern University (Kellogg, Feinberg, Undergrad, etc.) Logo

2,484 Juno members

See how students like you saved with Juno

What People Are Saying

These reviews are based on survey responses, Facebook posts, and other chat/social media.

I appreciate that through Juno

I appreciate that through Juno I got a much lower interest rate that takes into account my credit score / ability to repay rather than a blanket rate from the government. And the process was fairly seamless.

K

Kam, Wharton

2026

Juno was a life saver for our family!

We have two kids in college and a third one next year and Juno helped us get loans that were a third of the cost of the rates that the school parent loans were, unbelievable!

R

Rachel

2021

I ended up getting a loan with 5% interest which to me means about $30,000 savings.

B

Ben Reisfeld

Feb 20, 2022

Want to speak to someone who’s been through the MBA journey?

The Juno team is made up of MBAs who know exactly what you’re facing — tuition, loan decisions, and all. They’re happy to share their experience and walk you through your options.

Schedule a Call
Chris

Co-CEO, HBS ’20

Nikhil

Co-CEO, HBS ’20

Nicolas

COO, Wharton ’21

Diego

Head of Grad Loans, Booth ’22

FAQ Section From Future MBA


Can I increase the loan amount later?
You will have to directly contact the lender to ask if the loan amount can be increased and they might require you to apply for a new loan. Depending if our partnership with the lender is still going or not you might not get the same rates.

Does my income now influence the rates I would get for the loans?
When we release the deal and you apply with the lender, we recommend listing your income at that time that you can prove via pay stubs etc. If a cosigner is required, you may be asked to provide their income information as well.

How does Juno make money?
We charge our partners a percentage of the loan amount our members borrow from lenders – it’s set before the formal auction, so companies can’t sway us by offering more money. The partner is selected based on Juno's analysis with the objective of finding the partner that will offer you the best rates. 

When you use our special link, you’ll get a discount from the lender, or other incentive such as a cash payment from Juno, which we’ve negotiated. We’ll receive the fee described above from our partner, which is calculated as a percentage of your final loan amount, but you’re always free to go directly to the partner’s site as well.

To clarify, we receive compensation from the financial services companies appearing on this page.

What is the disbursement timing?
Usually, the loan is disbursed right before the start of the semester, so if you needed one for the fall term, August. 

But we recommend coordinating with your financial aid office to ensure that the funds are disbursed at the time you would like them to be. Our understanding is that the financial aid office communicates the disbursement dates to the lender.

When does interest begin accruing?
Interest usually begins accruing when the loan is disbursed to your school. Your university communicates the disbursement date(s) with lenders, and there can be multiple. As a result, you may want to check in with the Billing Department to see when the funds would be disbursed so that you know when your interest begins accruing. 

If your school splits up the loan on a semester basis, which is common, then you would only begin accruing interest on the portion that is disbursed rather than the full amount. So if you took out $80,000 – $40,000 for the fall, and $40,000 for the spring, then you would only begin accruing interest on the first $40,000 in the fall when initially disbursed. When the latter portion is disbursed in the spring, you would then accrue interest on the full $80,000.