This educational webinar covers the major changes happening in federal student loan repayment, particularly focusing on the phase-out of the SAVE plan and introduction of new repayment options. The presenter, Joe Price Gault from Juno, explains the RAP plan, changes to income-driven repayment plans, and the timeline for existing plan eliminations by 2028. The session covers federal loan forgiveness programs including PSLF, which remains intact, and discusses when refinancing makes sense versus staying in federal programs. Key topics include grace periods for new graduates, consolidation versus refinancing, eligibility requirements, and common mistakes to avoid. The webinar is particularly relevant for medical professionals and recent graduates navigating their student loan strategy, with emphasis on understanding the trade-offs between federal protections and private refinancing benefits.