Law school loans are changing. Don't get priced out.

With Grad PLUS going away in 2026, law students face strict annual and lifetime borrowing caps. Juno is negotiating private loans you can use independently of or in addition to federal loans — covering up to your school’s cost of attendance.

100% Free

Takes 2 Minutes

No Commitment

Exclusive Access

Reserve Your Spot Free


We'll email you when negotiated rates are available (June 2026). Unsubscribe anytime.

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How Juno works

Think of it this way: Bar associations negotiate member benefits — from insurance plans to research tools — that are far better than what any individual lawyer could secure alone.

That’s exactly what Juno does for student loans.

We bring thousands of law students together and tell lenders: "If you want access to this group, you need to offer terms that actually work for future lawyers."

Join Now
Why Law Students Need Juno in 2026

Federal changes:

Grad PLUS eliminated → New caps: $50k per year, $200k lifetime

Better rates:

Juno uses group power to negotiate lower rates

Increased eligibility:

Qualify without current income or a cosigner

Lock In Your Spot — It Only Takes 2 Minutes
Portia

Want to hear from someone who was in your shoes?

Portia, Harvard Law School Class of ’27 and Juno Law Ambassador, is happy to share her experience and answer your questions about law school loans and how Juno can help.

Schedule a Call with Portia Email Portia

Your Path to Better
Loan Terms

Federal loan limits aren't keeping up with law school costs.

How it works

01

Join free

Takes 30 seconds, no credit check

02

We negotiate

Lenders compete for your business

03

You Choose

Review options with zero obligation

Your 2026 timeline

Now – May '26

Build our group

Join the waitlist early for maximum leverage

Spring '26

Negotiate terms

Juno runs competitive bidding process

June '26

Share options

You review and decide

July - Aug '26

Start school

Loans disburse after certification

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What has Juno negotiated in the past for JD Students

Benefit
What It Means for You
Lower Rates
Median of 1.5% lower than going direct in past years
Cash Back
Receive a percentage of your loan amount back as a Negotiating Benefit
Increased Eligibility
Qualify without a current income or cosigner
Rate Match Guarantee
If you find a better rate, Juno negotiates to match it — and give you a bonus on top
Clerkship Flexibility
Ability to defer payments during Clerkship
Plus the Usual
No prepayment penalties, no origination fees, flexible in-school deferment options
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Trusted by Law Students Nationwide

Juno has negotiated over $1 billion in student loans

Helped 200,000+ students lower their costs

Already the #1 private loan choice in top MBA programs — now expanding to JD students

Trusted by students at top law schools

What People Are Saying

These reviews are based on survey responses, Facebook posts, and other chat/social media.

Juno made the process so much easier.

I found the best deal for my loans through Juno, and it was such a streamlined process because of this resource. I have recommended Juno to so many people because of my experience. Thanks y'all!

A

Athena

HLS 2027

Using Juno for my loans this year has been a great experience.

They helped me get great rates and have been very responsive to student concerns, even helping to cover some unexpected costs. I'd recommend Juno for a very easy loan experience

D

Daniel

HLS 2027

Questions from Future Lawyers

Is joining really free?
Yes, 100% free. If you eventually use a loan we negotiated, the lender pays us a small fee (not you). If you don't use our loans, you still get free support and advice.
Will joining affect my credit score?
No. Joining the waitlist does not involve a credit check. Only if you decide to actually apply for a loan would a lender check your credit.
Can international students use Juno?
 Yes, if you have a U.S.-based cosigner.
Can I refinance later?
Yes, many law grads refinance to lower their rate after graduation.
What if I drop out or take a leave?
You’ll still be responsible for your loan, but terms vary by lender. You will have all the terms available to your disposal before you commit to a loan.
What if I already secured a loan from a different private lender for 2025–26?
You don’t need to use the same provider every year for your loans!
Do Juno loans have prepayment penalties?
No — you can pay them off early at no cost.
Where does the money go?
Funds are sent directly to your school’s financial aid office.

Law school is expensive. Don’t borrow alone — borrow smarter with Juno.

100% Free

Takes 2 Minutes

No Commitment

Exclusive Access

Join the JD Loan Negotiation Waitlist Today