Annual Loan Needs Calculator
A comprehensive tool laying out what finances you have so far, then showing exactly how much more you need.
Cost of Attendance
Enter your annual education costs.
Total Cost of Attendance
Resources
Add available funding.
Total Resources
Note: The maximum a student is allowed to borrow is the total cost of attendance published by the school, less any scholarships, grants, or work study allocations. Federal Loans offer Income Driven Repayment and Loan forgiveness options. The FAFSA, degree type, year in school, and previous borrowing can impact your total eligibility for Federal loans. Private Loan rates are tied to credit worthiness and may be lower or higher than federal rates. Visit the resource section for your degree type to find our full loan guide with rules applicable to your program. To map out full degree costs, see our loan and budget planners in the resource hub for your program.
Estimated amount you may need to borrow
estimated costs - available resources
This is an estimate and not a borrowing recommendation.
Your actual loan amount may be different based on your school, financial profile, and other factors.
Credit Guide
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See which costs less: borrowing for school or liquidating investments.
