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MPH loans have changed. Don't let borrowing hold you back

For incoming students, Grad PLUS is gone and federal loans for public health programs are capped at $20,500/year — but an MPH often costs far more. Join Juno's free waitlist to access negotiated private loans with terms designed for future public health professionals.

100% Free

No credit check to join

Zero obligation

Need a loan for Fall 2027?

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The Power of Numbers

296,000+

Members

$2B+

In negotiated loans

8 Years

Helping students since 2018

Federal loan limits

Federal loan limits aren't keeping up with the cost of an MPH. That's why joining a group to negotiate better private loan terms is more important than ever.

*Applies to students borrowing for a new program on or after July 1, 2026. Information as of September 10, 2026. Subject to change.

How Juno Helps Graduate Students

We're not a lender – we're your collective bargaining unit for better loan terms.

Think of it this way

Public health associations negotiate better rates and benefits for their members than any one student could. That's exactly what Juno does for student loans.

We gather thousands of graduate students together and tell lenders: “If you want access to this group, you need to offer terms that actually work for future public health professionals.”

The Power of Numbers

296,000+

students have already joined Juno

More members = Better negotiating power = Lower rates

Free Support Throughout Your MPH

1-on-1 guidance by email, phone, or Zoom. We'll help you compare federal vs. private loan options and repayment strategies, including how PSLF fits a public health career — even if you don't use Juno's negotiated loans.

Your Path to Better
Loan Terms

Federal loan limits aren't keeping up with the cost of an MPH.

How it works

01

Join for free

Takes 30 seconds, no credit check

02

We negotiate

Lenders compete for your business

03

You Choose

Review options with zero obligation

Your 2027 timeline

Now – May '27

Build our group

Join the waitlist early for maximum leverage

Spring '27

Negotiate terms

Juno runs competitive bidding process

June '27

Share options

You review and decide

July - Aug '27

Start school

Loans disburse after certification

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MPH Student Problems
We're Solving

Problem

⚠️ Federal loans no longer cover full tuition.

Loans That Cover It All

Juno negotiates private loans up to the cost of attendance.

Problem

⚠️ Lenders expect cosigners or proof of income.

No Cosigner Required

Juno negotiates for acceptance letter = creditworthiness.

Problem

⚠️ Many MPH programs start in January, not the fall.

Terms That Fit Your Start Date

Juno negotiates for in-school deferment and disbursement timed to your actual term.

No origination fees

Autopay rate discounts

Lower rates than going direct

Refinancing pathways after graduation

See how students like you saved with Juno

Disclosure: Members featured here received compensation in exchange for signing a media release and sharing their story. All opinions expressed are their own, and individual experiences with Juno may vary.

What People Are Saying

These reviews are based on survey responses, Facebook posts, and other chat/social media.

I appreciate that through Juno

I appreciate that through Juno I got a much lower interest rate that takes into account my credit score / ability to repay rather than a blanket rate from the government. And the process was fairly seamless.

K

Kam, Wharton

2026

Juno was a life saver for our family!

We have two kids in college and a third one next year and Juno helped us get loans that were a third of the cost of the rates that the school parent loans were, unbelievable!

R

Rachel

2021

I ended up getting a loan with 5% interest which to me means about $30,000 savings.

B

Ben Reisfeld

Feb 20, 2022

Frequently Asked Questions

Does Juno charge any fees?
No, Juno is always free for members.
Can I refinance MPH loans later?
Yes, often once employed full-time.
Is a cosigner required?
Sometimes, especially for younger borrowers with limited credit history or income.
Are MPH programs eligible through Juno?
Yes, MPH students are commonly served through Juno's special healthcare deals.