Dental school loans are
changing. Don't get priced out.
Starting Fall 2026, Federal Loans for dental school will be capped at $50,000/year — but the cost of dental school is often much higher. Join Juno’s free waitlist to access negotiated private loans with terms designed for future dentists.
100% Free
Soft credit check only (no impact to score)
Zero obligation
By the numbers
235,720+
Members
$1B+
In negotiated loans
7 Years
Helping students since 2018
The Reality for 2026 Dental Students
New Federal Limit*
$50,000/year
*Per the College Cost Reduction Act (H.R. 6951), graduate borrowing will be capped at $50,000/year and $200,000 lifetime. Read the legislation →
Average Dental School Cost:
$80,000–$110,000/year
Students will need $30,000–$60,000 per year in private loans
Federal loan limits
Federal loan limits aren't keeping up with dental school costs. That's why joining a group to negotiate better private loan terms is more important than ever.
Good News if you are planning to do a residency or advanced studies
Juno is focused on ensuring you can defer payments until after residency or post-graduate education, when your income supports repayment. The more students who join, the more leverage we have to secure these terms.
How Juno Helps Dental Students
We're not a lender – we're your collective bargaining unit for better loan terms.
Think of it this way
When dental associations negotiate member benefits — from insurance to tools — they get better deals than any single dentist could. That’s exactly what Juno does for student loans.
The Power of Numbers
235,720+
students have joined Juno since 2018
More members = Better negotiating power = Lower rates for everyone
Started at Harvard
Business School
Started at Harvard Business School, now trusted by students at 150+ schools nationwide.
Your Path to Better
Loan Terms
Federal loan limits aren't keeping up with dental school costs.
How it works
01
Join for free
Takes 30 seconds, no credit check
02
We negotiate
Lenders compete for your business
03
You Choose
Review options with zero obligation
Your 2026 timeline
Now – May '26
Build our group
Join the waitlist early for maximum leverage
Spring '26
Negotiate terms
Juno runs competitive bidding process
June '26
Share options
You review and decide
July - Aug '26
Start school
Loans disburse after certification
Free Support Throughout Dental School
Get 1-on-1 guidance via email, phone, or Zoom. We'll help you understand your options, even if you don't use our negotiated loans. Because someone should actually answer your questions during this stressful time.
Dental Student Problems
We're Solving
Problem
⚠️ Standard private loans expect payments after 48 months – during your residency.
Full deferment
Full deferment during school and Dental residency / Advanced Education.
Problem
⚠️ Most lenders want a cosigner or proof of current income
Juno negotiates for acceptance letter
Juno negotiates for acceptance letter = creditworthiness.
Problem
⚠️ ⚠️ Rates can spike unexpectedly.
Juno prioritizes
Juno prioritizes fixed-rate options so you know your costs upfront.
No origination fees
Autopay rate discounts
Refinancing pathways after residency
Testimonials from Juno Members
Here are real stories about how Juno helped our community save money.
What People Are Saying
These reviews are based on survey responses, Facebook posts, and other chat/social media.
I appreciate that through Juno
I appreciate that through Juno I got a much lower interest rate that takes into account my credit score / ability to repay rather than a blanket rate from the government. And the process was fairly seamless.
Kam, Wharton
2026
Juno was a life saver for our family!
We have two kids in college and a third one next year and Juno helped us get loans that were a third of the cost of the rates that the school parent loans were, unbelievable!
Rachel
2021
I ended up getting a loan with 5% interest which to me means about $30,000 savings.
Ben Reisfeld
Feb 20, 2022