Our 2024 student loan deals are live now! See your rates without affecting credit here.

We negotiated the lowest private undergrad loan rates for you, for free

Free for you -

How?

Takes <1 minute to join -

Why?

No credit check -

Why?

Negotiated benefits:

  • Guaranteed Cashback: Get 2% cash back by using our undergraduate deal 1
  • Rate Match Guarantee: Found a better rate? Great! We will likely match it and give you 1% extra (3% total).

Need help navigating through the process? Book time with us here.

We're better than Parent PLUS loans for those with good credit

As a reminder, Federal Stafford loans likely offer better options to undergrads, but it’s very common that students need to borrow more than that federal limit ($5,500 for the first year, etc).

Juno’s deal is best used for the remainder of financial need, and can be used instead of a Parent PLUS loan (9.08% with a ~4.2% origination fee) which can be more expensive than a private loan for those with good credit.

Benefits of joining Juno

https://joinjuno.com/img/refinance-check.png
Exclusive Cash Back Offers

Join us for free to access cash back offers that save you more money than if you went to our lending partner directly.

https://joinjuno.com/img/spring-season-with-check.png
Rate match guarantee2

We’re so confident in our deals that if you find a better one from another lender, tell us, and we’ll match it and give you a cash bonus (comparing “apples to apples” when it comes to loan terms).

https://joinjuno.com/img/summer-season-with-check.png
Free to access

Joining Juno is free – you’ll never pay any membership dues or fees for accessing our exclusive deals. How? We make lenders pay a fee instead. (They don’t charge you fees either)3

Our Journey

01
Started by two Harvard students...

We started Juno a few years ago when we were shopping around for loans for Harvard Business School. Since then, we’ve been immersed in the student loan industry, regularly speaking with key players nationwide.

02
Doing the research

This year, we ran an auction, making all lenders offer the best rates to our community. In the process, we pored over dozens of rate tables, and stayed up all night crunching spreadsheets to map out which lenders offered the most people the best rates.

03
Free for you

Since our members never pay us, we charge the selected lender a set fee that is agreed before the negotiations begin. That way, we can’t be swayed by a larger financial incentive. The only way to win the auction is to offer our community the best rate.

04
Proven Track Record

Juno is the only organization that has successfully negotiated discounts for student loans on behalf of large, diverse groups of students. We’ve helped students and families borrow more than $858M+ at discounted rates. Over 188,201+ members have trusted Juno to negotiate more affordable student loans for them.

By the numbers

188,201+

Members

$858M+

In negotiated loans

1985+

Eligible universities

How we save you money

Students Sign Up
Through the power of 188,201+ families

Our collective voices hold so much strength at the negotiating table. Thanks to this, whenever we talk to lenders, we have a ton of leverage to get our community better deals.

Lenders want our collective business

Financial institutions want to lend money. More volume, even if the volume is getting a better deal, is better for them. And better rates is better for you. It’s a rare win win.

Who is this for?

For undergraduate students, those who need to borrow above the federal lending limit can save money using our deals as an alternative to Parent PLUS loans. We currently have a student loan deal with a cash back offer and a rate match guarantee that can help families bridge the gap after they’ve hit the federal lending limit.

Students Standing Around
International Passports

Yes, students will likely need a co-signer. Here’s what that means.

A co-signer is a person who is obligated to pay back the loan if you, the student, cannot make your payments. The co-signer can be a spouse, relative, parent or any adult that is a U.S. Citizen or Permanent Resident. We expect undergraduate students will need a co-signer.

For international students as well as DACA recipients and Conditional Permanent Residents, having a U.S. Citizen/Permanent Resident co-signer may make you eligible for a loan with a U.S. lender. Policies and requirements vary by lender.

$858M+ of loans originated through Juno Partners

Matt, MIT

2021

The rate was almost half of the quotes I had gotten before

Jona, Harvard University

2020

I ended up getting a loan with 5% interest which to me means about $30,000 savings.

Donato, Yale

2020

At the end of the day, it worked out much better [than a Direct PLUS loan].

Nhat, MIT

2020

I was so surprised... 2% lower!

As featured in

Hear from a member!

"I just wanted to let you know, after 4 years of applying for private student loans, going through [Juno was] by far was the easiest, fastest, and smoothest, process… It was the easiest application and fool-proof. Every year it is a stressful process filling out all those private loan applications, but this was the best.

He/we ended up getting a fixed rate of 5.04%, payable starting 9 months after he graduates, payable over 10 years.

Thank you again!"

Andy Avatar

Andy

Ringling College of Art + Design, 2024

Individual results may vary.

Thanks to all our Juno members for getting us this historic deal!

Matthew

Nicole

Anjelaka

Kartik

Togorya

Marjani

Luke

Mike

Vartika

Grand

Arushi

Kyle

Max

Artur

Mai

Itunu

Nicki

Brittany

Ivan

Michael

Daniil

Rachel

Pranay

Matthew

Vengatesh

Deeksha

Julie

Khalil

Sabareesh

Jane

Alex

Taylor

FMaLo

Adam

Priscilla

Erik

Jordan

Jack

Steph

Nate

Chris

Melanie

Pharoah

Megan

Channing

Tina

Jason

Josh

Molly

Matt

Anais

Josephine

Hanna

Joey

Chris

Sachet

Pavi

Ankit

Alin

Jack

Joe

Janelle

Becca

Tyler

Katrina

Travis

Clio

Carl

Sam

Jordan

Drew

Amin

Judy

Swamit

Jaime

Jess

Bhumika

Kimberly

Connor

Rene

Eugenia

Theo

Mirela

Jennifer

Felicity

Luis

Brendan

Kevin

Jona

Sandi

Ayush

Skylar

Giang

Rishi

Tyler

Betsy

Esther

Sonam

Florene

Melissa

Balaji

Deniz

Samantha

Shen

HyeKyung

Ian

Cory

Cathy

Lieu

Jeff

Campbell

Deniz

Xiaolei

Temitope

Marcelo

Karly

Tuyet

Alex

Jaime

Tim

Mike

Kunal

Tamar

Alex

Kevin

Rob

Perri

Mandy

Shannon

Samantha

Wen

Audrey

Dushyanth

Brandon

Chandler

Megha

Molly

Kalyan

Jyoti

Josh

Elocin

Stephanie

Lucas

John

Michael

Danny

Kiersa

Alix

Akash

Andrew

Darren

Sean

McKee

Lindy

Nathan

Kyle

Diego

Lily

Daniel

Joseph

Dan

Aimee

Kebin

Dee

Adam

Jordan

Deek

Gayatri

Humberto

Khasimul

Julianna

Dominic

Nick

Chichi

Milind

Suphawit

Emma

Anna

Sonal

Chanakya

Rahul

Krish

Erica

Trey

Greg

Irakli

Jovanna

Lowell

Ashwin

Frank

Jeff

Jenny

Katie

Josh

Catherine

Chandra

Michael

Ben

Toyin

Jeffrey

Katie

Shubhen

Rafael

Ronak

Dominika

Jess

Jorgen

Ayna

and 160,000+ others!