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High School Counselor Resources Hub

Clear, shareable guides and tools for the students and families you advise, from the new federal loan limits to building credit before college.

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Talk It Through with a Former High School Counselor

Eddy spent a decade in university admissions and high school college counseling. Book a call for a second opinion on a family's situation, or a quick refresher on what's changed.

Ask Eddy about

  • Undergraduate loans
  • Parent loans
  • FAFSA and appeals
Book time with Eddy

Free, 30-minute call

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Eddy Student Loan Advisor

Undergraduate Loan Questions Families Ask

Straight answers to common undergraduate loan questions, ready for your next family meeting.


Does Juno replace federal aid?
No, Juno is typically used in combination with federal aid or after federal options are exhausted.

Can parents refinance Parent PLUS loans through Juno?
Yes, Parent PLUS loans can be refinanced through Juno. Though refinance rates can be significantly lower than the PLUS interest rate, we recommend meeting with one of our experts to ensure giving up the federal protections of federal loans is the right choice for your personal situation.

Are rates higher than for grad students?
Often yes, due to lower income expectations, but Juno helps to reduce the gap.

Is a parent cosigner required?
Almost always, especially for traditional undergraduates.

Does Juno work with undergraduate students?
Yes, we work with high school seniors, and current undergraduate students and their families supplementing federal aid.

Is there any cost to join Juno?
No, Juno is free for all high school and undergraduate students.

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