How it Works
We gather groups of students and get top lenders to give us bulk discounts.
BEFORE APRIL 30
You sign up.
Tell us a little bit about yourself and help us grow our negotiating power by spreading the word.
We run a bid.
Using the power of your voices, we make lenders compete for our collective business.
We share the negotiated deals with you and you can decide to use it or not.
There’s no commitment.
How we save you money
Through the power of 149,603+ members
Our collective voices hold so much strength at the negotiating table. Thanks to this, whenever we talk to lenders, we have a ton of leverage to get our community better deals.
Lenders want our collective business
Financial institutions want to lend money. More volume, even if the volume is getting a better deal, is better for them. And better rates is better for you. It’s a rare win win.
We’re committed to saving students money
Our founders Nikhil and Chris started Juno a few years ago when they were shopping around for loans for Harvard Business School.
They gathered a group of 700 people who needed loans together. Then, they got a dozen lenders to bid on the rates they would offer to members of the group.
They realized that lenders are willing to offer discounts to large, diverse groups that they would not otherwise offer to individuals.
Now, we’re running another round of negotiations for fall 2024!
Free, Fast and Easy
Signing up is free and takes less than 2 minutes. We don’t run a credit check and don’t need your social security number.
Invite those you care about and help the negotiation be successful. The larger the group, the better our chances of success. You'll also get rewarded for helping grow our community.
Is this better than a Federal loan?
This deal is best used for the remainder of financial need, and can be used in lieu of a Parent PLUS loan (8.05% for 2023-2024 with a 4.2% origination fee) which can be more expensive than a private loan.
Do I need a co-signer?
Do I need to have an income?
Can I apply at any point of the year and get the same rates?
Can I increase the loan amount later?
How does Juno make money?
To clarify, we receive compensation from the financial services companies appearing on this page.
What is the disbursement timing?
Drop us a line at email@example.com.