Our 2024 student loan deals are live now! See your rates without affecting credit here.

We negotiated the lowest private MBA loan rates for you, for free

Free for you -

How?

Takes <1 minute to join -

Why?

No credit check -

Why?

A Lower Rate With Juno

We think it's unlikely you'll get a better deal elsewhere but we have a rate match program in case you manage to find something! Details here.

Juno Notebook

Benefits of joining Juno

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Exclusive rate discounts

Join us for free to access exclusive rate discounts that save you more money than if you went to our lending partner directly. For the median member, we expect the rates will be ~1.6% lower.

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Rate match guarantee1

We’re so confident in our deals that if you find a better one from another lender, tell us, and we’ll match it and give you a cash bonus (comparing “apples to apples” when it comes to loan terms).

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Free to access

Joining Juno is free – you’ll never pay any membership dues or fees for accessing our exclusive deals. How? We make lenders pay a fee instead. (They don’t charge you fees either)2

Our Journey

01
Started by two Harvard students...

We started Juno a few years ago when we were shopping around for loans for Harvard Business School. Since then, we’ve been immersed in the student loan industry, regularly speaking with key players nationwide.

02
Doing the research

This year, we ran an auction, making all lenders offer the best rates to our community. In the process, we pored over dozens of rate tables, and stayed up all night crunching spreadsheets to map out which lenders offered the most people the best rates.

03
Free for you

Since our members never pay us, we charge the selected lender a set fee that is agreed before the negotiations begin. That way, we can’t be swayed by a larger financial incentive. The only way to win the auction is to offer our community the best rate.

04
Proven Track Record

Juno is the only organization that has successfully negotiated discounts for student loans on behalf of large, diverse groups of students. We’ve helped students and families borrow more than $902M+ at discounted rates. Over 192,533+ members have trusted Juno to negotiate more affordable student loans for them.

By the numbers

192,533+

Members

$902M+

In negotiated loans

1985+

Eligible universities

How we save you money

Students Sign Up
Through the power of 192,533+ families

Our collective voices hold so much strength at the negotiating table. Thanks to this, whenever we talk to lenders, we have a ton of leverage to get our community better deals.

Lenders want our collective business

Financial institutions want to lend money. More volume, even if the volume is getting a better deal, is better for them. And better rates is better for you. It’s a rare win win.

Who is this for?

For graduate students with 650+ credit scores seeking a private student loan, we know we have the best deal out there. That’s why we have our price match guarantee, along with the cash bonus, for anyone who can find a better private student loan.

Students Standing Around
International Passports

Do I need a co-signer? What does that mean?

We do not expect graduate students to require a co-signer. However, we do expect graduate students with co-signers to be able to get better rates.

A co-signer is a person who is obligated to pay back the loan if you, the student, cannot make your payments. The co-signer can be a spouse, relative, parent or any adult that is a U.S. Citizen or Permanent Resident.

For international students as well as DACA recipients and Conditional Permanent Residents, having a U.S. Citizen/Permanent Resident co-signer may make you eligible for a loan with a U.S. lender. Policies and requirements vary by lender.

How does this compare to federal loans?

The current rates for federal loans are 8.08% (Federal Direct Unsubsidized loan with a ~1% origination fee) and 9.08% (Grad PLUS loans with a ~4.2% origination fee).

In comparison, our lending partners do not charge any origination fees. We are expecting most Juno Members will receive interest rates that are substantially better when compared to the Grad PLUS loans.

You’ll also want to consider whether you’ll need perks offered by federal loans such as repayment protections, income-based repayment plans and forgiveness.

Lenders Compete

$902M+ of loans originated through Juno Partners

Matt, MIT

2021

The rate was almost half of the quotes I had gotten before

Jona, Harvard University

2020

I ended up getting a loan with 5% interest which to me means about $30,000 savings.

Donato, Yale

2020

At the end of the day, it worked out much better [than a Direct PLUS loan].

Nhat, MIT

2020

I was so surprised... 2% lower!

As featured in

Testimonials from Juno Members

Here are real stories about how Juno helped our community save money.

Thanks to all our Juno members for getting us this historic deal!

Matthew

Nicole

Anjelaka

Kartik

Togorya

Marjani

Luke

Mike

Vartika

Grand

Arushi

Kyle

Max

Artur

Mai

Itunu

Nicki

Brittany

Ivan

Michael

Daniil

Rachel

Pranay

Matthew

Vengatesh

Deeksha

Julie

Khalil

Sabareesh

Jane

Alex

Taylor

FMaLo

Adam

Priscilla

Erik

Jordan

Jack

Steph

Nate

Chris

Melanie

Pharoah

Megan

Channing

Tina

Jason

Josh

Molly

Matt

Anais

Josephine

Hanna

Joey

Chris

Sachet

Pavi

Ankit

Alin

Jack

Joe

Janelle

Becca

Tyler

Katrina

Travis

Clio

Carl

Sam

Jordan

Drew

Amin

Judy

Swamit

Jaime

Jess

Bhumika

Kimberly

Connor

Rene

Eugenia

Theo

Mirela

Jennifer

Felicity

Luis

Brendan

Kevin

Jona

Sandi

Ayush

Skylar

Giang

Rishi

Tyler

Betsy

Esther

Sonam

Florene

Melissa

Balaji

Deniz

Samantha

Shen

HyeKyung

Ian

Cory

Cathy

Lieu

Jeff

Campbell

Deniz

Xiaolei

Temitope

Marcelo

Karly

Tuyet

Alex

Jaime

Tim

Mike

Kunal

Tamar

Alex

Kevin

Rob

Perri

Mandy

Shannon

Samantha

Wen

Audrey

Dushyanth

Brandon

Chandler

Megha

Molly

Kalyan

Jyoti

Josh

Elocin

Stephanie

Lucas

John

Michael

Danny

Kiersa

Alix

Akash

Andrew

Darren

Sean

McKee

Lindy

Nathan

Kyle

Diego

Lily

Daniel

Joseph

Dan

Aimee

Kebin

Dee

Adam

Jordan

Deek

Gayatri

Humberto

Khasimul

Julianna

Dominic

Nick

Chichi

Milind

Suphawit

Emma

Anna

Sonal

Chanakya

Rahul

Krish

Erica

Trey

Greg

Irakli

Jovanna

Lowell

Ashwin

Frank

Jeff

Jenny

Katie

Josh

Catherine

Chandra

Michael

Ben

Toyin

Jeffrey

Katie

Shubhen

Rafael

Ronak

Dominika

Jess

Jorgen

Ayna

and 160,000+ others!