Degree Abroad Loans - We negotiated the lowest private loan rates for you, for free
Free for you -
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Free to join and no obligation to take a loan.
For full-time US students earning degrees abroad at the top 100+ most popular international universities including INSEAD, LBS, IESE, HEC Paris, University of Cambridge, University of Oxford, University of Toronto, McGill University, and more. Also available to international students with valid US co-signer. Click here to view full list of international universities.
We're not a lender
Lenders compete for our collective business. You get lower interest rates for free. (We charge the lenders).
List of International Universities
Juno’s negotiated deal covers US students at all of these universities.
- HEC Paris
- University of Cambridge
- University of Oxford
- University of Toronto
- McGill University
- Universite de Montreal
- University of Western Ontario
- York University
- RMIT University
- University of Saint Andrews
- Imperial College London
- La Trobe University
- Macquarie University
- Monash University
- University of Melbourne
- University of New South Wales
- University of Queensland
- University of Sydney
- University of Technology Sydney
- University of Western Australia
- University of Wollongong
- Universidad de Iberoamérica
- Anglia Ruskin University
- Birmingham City University
- City, University of London
- De Montfort University
- King's College London
- Leeds Beckett University
- Liverpool John Moores University
- Manchester Metropolitan University
- Middlesex University
- Nottingham Trent University
- Queen Mary University of London
- University of Birmingham
- University of Brighton
- University of Bristol
- University of Central Lancashire
- University of Derby
- University of Durham
- University of Exeter
- University of Greenwich
- University of Hertfordshire
- University of Leeds
- University of Liverpool
- University of Manchester
Benefits of joining Juno
Exclusive rate discounts
Join us for free to access exclusive rate discounts that save you more money than if you went to our partner directly.
Rate match guarantee1
We’re so confident in our deals that we’ll match anything better with cash upfront (comparing “apples to apples” when it comes to loan terms).
Free to access
Joining Juno is free – you’ll never pay any membership dues or fees for accessing our exclusive deals. How? We make lenders pay a fee instead.
Started by two Harvard students...
We started Juno a few years ago when we were shopping around for loans for Harvard Business School. Since then, we’ve been immersed in the student loan industry, regularly speaking with key players nationwide.
Doing the research
This year, we ran an auction, making all lenders offer the best rates to our community. In the process, we pored over dozens of rate tables, and stayed up all night crunching spreadsheets to map out which lenders offered the most people the best rates.
Free for you
Since our members never pay us, we charge the selected lender a set fee that is agreed before the negotiations begin. That way, we can’t be swayed by a larger financial incentive. The only way to win the auction is to offer our community the best rate.
Proven Track Record
Juno is the only organization that has successfully negotiated discounts for student loans on behalf of large, diverse groups of students. We’ve helped students and families borrow more than $824.4M+ at discounted rates. Over 139,907+ members have trusted Juno to negotiate more affordable student loans for them.
By the numbers
In negotiated loans
How we save you money
Through the power of 139,907+ families
Our collective voices hold so much strength at the negotiating table. Thanks to this, whenever we talk to lenders, we have a ton of leverage to get our community better deals.
Lenders want our collective business
Financial institutions want to lend money. More volume, even if the volume is getting a better deal, is better for them. And better rates is better for you. It’s a rare win win.
Who is this for?
For undergraduate students (and their parents) and graduate students, those who need to borrow above the federal lending limit can save money using our deals as an alternative to Parent PLUS loans or Grad PLUS loans. We currently have a student loan deal with an exclusive rate discount that can help families and students bridge the gap after they’ve hit the federal lending limit.
Do I need a co-signer? What does that mean?
A co-signer is a person who is obligated to pay back the loan if you, the student, cannot make your payments. The co-signer can be a spouse, relative, parent or any adult that is a U.S. Citizen or Permanent Resident. We expect undergraduate students will need a co-signer.
For international students as well as DACA recipients and Conditional Permanent Residents, having a U.S. Citizen/Permanent Resident co-signer may make you eligible for a loan with a U.S. lender. Policies and requirements vary by lender.
How does this compare to federal loans?
As a reminder, Federal Stafford loans likely offer better options to undergrads, but it’s very common that undergraduate students need to borrow more than that federal limit ($5,500 for the first year, etc) and graduate students have fewer options.
Juno’s deal is best used for the remainder of financial need, and can be used instead of a Parent PLUS loan or a Grad PLUS loan (8.05% with a 4.228% origination fee) which can be more expensive than a private loan.
Hear from a member!
"I just wanted to let you know, after 4 years of applying for private student loans,
going through [Juno was] by far was the easiest, fastest, and smoothest, process… It was
the easiest application and fool-proof. Every year it is a stressful process filling out
all those private loan applications, but this was the best.
He/we ended up getting a fixed rate of 5.04%, payable starting 9 months after he graduates, payable over 10 years.
Thank you again!"
Ringling College of Art + Design, 2024
Individual results may vary.