We use group buying power to negotiate better student loan rates.

Summary (TL;DR)

Join us for free to access exclusive cash back deals on refinancing on top of some of the best rates on the market. We give you more cash back than if you went to the same lenders directly– get up to $1000 in your pocket and reduce your interest rate!

What does cash back mean? Think of it like a signing bonus– when you sign with one of our partners, you get paid by the lender, us, or both, on top of some of the lowest rates on the market. No strings attached, and you won't get that extra cash anywhere else. We’ll pay you to save money on your student loan payments.

Why you should trust us

We started Juno a few years ago when we were shopping around for loans for Harvard Business School. Since then, we’ve been immersed in the student loan industry, regularly speaking with key players nationwide.

This year, we ran an auction, making all the lenders offer the best rates to our community. In the process, we pored over dozens of rate tables, and stayed up all night crunching spreadsheets to map out which lenders offered the most people the best rates.

Since members of the community never pay us, we charge all lenders a set fee that is agreed before the negotiations begin. That way, we can’t be swayed by a larger financial incentive. The only way to win the auction is to offer our community the best rate.

Our Track Record

Juno is the only organization that has successfully negotiated discounts for student loans on behalf of large groups of students. We’ve helped students and families borrow more than $200M at discounted rates. Additionally, our cash back deals have given more than $502,121 back to our members. Over 30,000 members have trusted Juno to negotiate more affordable student loans for them.

By the numbers

• 40,000+ members
• $502,121+ in cash back earned by our community in 2020
• $26,000,000+ in savings compared to federal rates

How we save you money

Lenders spend so much money on marketing. This year, SoFi spent 400 million dollars on the naming rights to a stadium. All those costs get passed along to borrowers in the form of higher interest rates.

Instead, we pitch lenders an alternative: give our members better rates and avoid spending thousands of dollars per customer on marketing. It saves them time and money, and we end up getting our community better rates for free.

Who is this for?

Refinancing is great for people with high interest student loans, especially private. Right now, those with federally held student loans aren’t incurring any interest until at least October 1st, 2021. As a result, borrowers of those loans are largely waiting until then before considering refinancing, but we welcome you to join now and we will remind you when it’s time to think about refinancing.

For private loan borrowers, there’s little downside associated with refinance, and a large potential upside in terms of savings, such as reducing your monthly payment.