Can I join Juno?

Any past, present, or future student of a university (Title IV accredited, non-profit) based in the United States is eligible to join Juno. We also help students attending certain schools outside the U.S. as listed here. 

We endeavor to help students from all over the world. 

Both international and domestic students are welcome to join, including DACA recipients and those on a visa.

Our database pulls from the federal database of title IV schools in the U.S. to determine eligibility and we’re looking to expand to even more. 

Currently supported:
  • Undergraduate programs of Title IV accredited, non-profit universities  
  • All grad programs, such as law, medicine, PA, MBA, etc. of Title IV accredited, non-profit universities 
  • Graduates of the above programs looking to refinance their loans

Currently not supported:
  • For-profit universities

Eligibility Criteria for Your US Cosigner (if you have one)

  • Cosigner must be a US citizen or non-conditional GC holder
  • Minimum FICO score of 650
  • $35k annual income

More Details On Your Cosigner

  • Both primary and cosigner must live in the District of Columbia or a state that we lend in (all but NV) but they do not need to both live in the same state.
  • The cosigner must be the age of majority as defined by their state of residence.
  • Cosigner is a U.S. Citizen or possesses a 10-year (non-conditional) Permanent Resident Card (primary is not required to be a U.S. Citizen or Permanent Resident).
  • Cosigner has minimum FICO score of 650 (primary is not required to have minimum FICO score).
  • Cosigner has at least 3 years of credit history.
  • Cosigner has minimum income of $35,000 per year (in USD).
  • Cosigner and primary do not have a bankruptcy on their credit reports.
  • Cosigner and primary have a history of on-time payments as the primary borrower on any revolving or installment account that is reported to a credit bureau (e.g. student loans, personal loans, car loans/leases, mortgages, credit cards or charge cards).
  • Cosigner and primary do not have any accounts currently in collection.