Grad School Student Loan Comparison Calculator

You require a wider screen to view the calculator

Expand your web browser or use a device with a wider screen.

Graduate students can use our calculator to compare different offers private student loan options as well as the Federal Direct Plus and Grad Plus loan options.

Coming soon: this calculator will be replaced with a different calculator that provides you with the ability to compare variable rate private student loan options.

Compare your student loan options

Option Interest Term (Years) Repayment Plan Monthly Payment Total Payments
In School After School
Federal Grad Loans 10 Deferred $0
Enter your first option to see more information

Assumptions common to both calculations

  • Assumes interest accrues in college
  • Assumes interest accrues during grace period
  • Assumes the student uses a 6 month grace period
  • Accrued interest capitalizes upon entering repayment after college and grace period

Assumptions with the Federal Option Calculation

  • Assumes first disbursement is after Oct 1st, 2019 and before September 30th, 2020
  • 4.30% Interest Rate for the First $20,500
  • 5.30% Interest Rate for anything above that
  • 1.059% Origination Fee for the First $20,500
  • 4.236% Origination Fee for anything above that

For the Private Loan Calculations

  • Assumes interest rate as specified
  • Assumes no origination fee
  • Assumes no application fee

We do not guarantee the calculator's accuracy or applicability to your circumstances, and we encourage you to consult a qualified professional for assistance in analyzing your overall financial situation.